Wednesday, August 30, 2017

A FEMA ADVISORY: Sheltering and Immediate Assistance Available after Hurricane Harvey

August 30, 2017

As Tropical Storm Harvey continues to batter eastern Texas and southwest Louisiana, life safety and access to safe shelters remain a priority of local responders, Texas officials, the Federal Emergency Management Agency (FEMA), and the entire federal family.
More than 230 shelters are currently open across the affected and surrounding areas. Download the FEMA mobile app (available in English and Spanish) to register for assistance, and for directions to open shelters, a customizable checklist of emergency supplies, disaster survival tips, and weather alerts from the National Weather Service. The app also enables users to receive push notifications reminding them to take important steps to prepare their homes and families for disasters.
While immediate lifesaving and life sustaining operations are the priority for FEMA and our partners, residents and business owners in designated counties who sustained damage due to Tropical Storm Harvey, and are able to do so, should apply for assistance by registering online at

Registering online is the quickest way to register for FEMA assistance since the event will last several days and the full scope of damages may not be evident until the storm has passed. If you do not have access to the internet you may register by calling 1-800-621-FEMA (3362) or 1-800-462-7585 (TTY). If you use 711 relay or Video Relay Service (VRS), call 800-621-3362 directly. The toll-free telephone numbers will operate from 6:00 a.m. to 10:00 p.m. (local time) seven days a week until further notice.
For survivors who have registered, short-term housing assistance and other immediate funding is available:
  • Transitional Sheltering Assistance (TSA) was approved in Texas for eligible disaster survivors who have a continuing need for shelter because they are unable to return to their homes for an extended period of time. This initiative is intended to provide short-term lodging for eligible disaster survivors whose communities are either uninhabitable or inaccessible due to disaster-related damage. FEMA will contact you if you are eligible for the program. A listing of available properties under this program can be found at
  • Two Months of Expedited Rental Assistance was also approved in Texas for eligible disaster survivors. Due to the size of the disaster, FEMA is using coastal depth and riverine flooding data to identify damaged homes, so survivors can get funds quickly and begin making decisions regarding their temporary housing solutions.
  • National Flood Insurance Program (NFIP) Advance Payments. If a survivor has NFIP flood insurance and suffered damage during the recent floods related to Hurricane Harvey, they may be eligible to receive up to $5,000 for building and contents damages prior to the adjuster’s inspection with a signed advance payment request agreement. If a policyholder has photos and receipts that validate out-of-pocket expense, they may receive an advance payment up to $10,000. If the flood insurance adjuster has inspected a loss, and the policyholder’s property has significant damage, and a copy of a contractor’s estimate, they may receive a larger advance payment of the estimated covered loss. Any advance payments are deducted from a final claims payment.
  • Critical Needs Assistance (CNA) may now be available to individuals and households who, as a result of the disaster, have immediate or critical needs because they are displaced from their primary home. Immediate or critical needs include, but aren’t limited to, water, food, first aid, prescriptions, infant formula, diapers, consumable medical supplies, durable medical equipment, personal hygiene items, and fuel for transportation. CNA is a one-time, limited payment per household for eligible applicants who register for FEMA assistance.
  • Disaster Unemployment Assistance is available for Texas residents whose jobs were affected by Tropical Storm Harvey in Texas, specifically those who live or work in the counties included in the major disaster declaration. This may include people not normally eligible for unemployment benefits, such as self-employed persons and farm-workers. They can apply for unemployment benefits online at
  • Immediate Foreclosure Relief from the U.S. Department of Housing and Urban Development (HUD) may be available for Texas residents. HUD is granting a 90-day moratorium on foreclosures and forbearance on foreclosures of Federal Housing Administration (FHA)-insured home mortgages. There are approximately 200,000 FHA-insured homeowners living in these impacted counties that may be eligible. HUD is also offering longer-term recovery assistance to survivors and impacted communities. For more information, visit HUD’s website.
FEMA assistance could also include grants for temporary housing, home repairs and uninsured property losses. Loans from the Small Business Administration (SBA) may also be available to help repair flood-related damage to your home or business and replace personal property. The SBA provides low-interest disaster loans of up to $200,000 to repair a primary residence, up to $40,000 for homeowners and renters to replace personal property and up to $2 million to businesses and most private non-profits for physical damage and economic injury needs as a result of the disaster. Survivors need to register with FEMA first to determine their eligibility for any federal assistance that may be available. For additional information about recovery resources in states affected by Tropical Storm Harvey, visit


Download the FEMA App to locate and get directions to open shelters across the state, and receive weather alerts from the National Weather Service for up to five different locations anywhere in the United States. Follow FEMA online at,, and Also, follow Administrator Brock Long's activities at The social media links provided are for reference only. FEMA does not endorse any non-government websites, companies or applications. FEMA's mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. 

Disclaimer: This document has been emailed directly from FEMA, C. Henry Blogs does not claim any ownership or responsibility for its content. 

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Friday, June 16, 2017

Extraordinary Sewing Group

by C. Henry Adams

In May of 2017 while visiting the Adams Center located on the campus of Christ Community AME Church in Clarkston, Georgia, I walked into a sewing class by happenstance.

Well, I did not think much of the ordinary looking class, until I sat down and listen to the extraordinary capabilities the group of professional women described.

It was quite amazing to hear of all the things made with a sewing machine.  Empowering youth, as well as, adults to learn this unique skill helps build the economy.

As a youth, my late Mother & Father use to say that there was nothing you could not accomplish, if only you put your mind to it.  Operating a sewing machine effectively could be a form of income.

That being said, feel free to click on the audio or video version of C. Henry Blogs and share your thoughts.


C. Henry Adams

C. Henry Blogs Audio and Video Production of the article is entitled, " Extraordinary Sewing Group".

This production features:
1) Rochelle Laurino
2) Sheila Boddie
3) VJ Jackson
4) Ruth Staples
5) Clarice Martin

This production was sponsored by Empathy, a private practice and licensed professional counseling service.  Call (404) 781-1287  Availability: Monday-Saturday  Counseling Services for Depression, Substance Abuse & Marital Problems   Location: 3350 Riverwood Drive Atlanta, Ga 30339

SoundCloud Audio Production Link:

YouTube Video Production Link:

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Wednesday, May 31, 2017

An Apology from C. Henry Adams

by  C. Henry Adams

Being a Blogger is not easy.  One have to be very careful about what to write or convey in the World.

I guess as a Business Owner, I try on and wear alot of Hats.  The use of Profanity in or out of context to express a point just does not work for me.   C. Henry Adams

I would like to personally apologize for the use of profanity in my blogs.

It and negativity are not what I would like to expound upon.

We will continue to improve our written materials and I will correct my errors, fore you deserve better.


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Monday, May 29, 2017

A Will To Grow Any Business Model

By C. Henry Adams

Part 2 of  ' Ignorance is Bliss , but not in Commerce '  - A Business Development Series From A Very Different Perspective.

Mentor-ship is an important aspect of Commerce, as well as, life in general.  It should not be taken for granted.  The need for experienced voices in the expansion of your organization is important.

Now that we've gotten your attention regarding how "Not" to mentor.  Which some would say, " C. Henry is putting the cart before the horse, "   My reply:  Not so...

Nevertheless, let's examine a process which will eventually become a continual cycle in the art of performing trade.

The objective of this article is to possess a ' Will ' to grow in any business model.

Let's say, that your "Will" is motivated by some action, event or thought in your life, as well as, others who might join you in a venture.

Broadly speaking, there are two types of motivation.

1) Positive Motivation -  A rewarding technique of sorts for accomplishing certain tasks.

2) Negative Motivation - Behavior is motivated by anticipation or fear that an undesirable outcome will result from not performing or any other instance not positive.

Nevertheless, after this particular recognition, there is a 'State of Mind' to be examine in becoming a Proprietor.

To start a business, perhaps, you might consider carrying out (3) three stages of development  as a result of one or both said motivations mentioned above:

Stage 1 -  Think & Dream about your Business.

Stage 2 -   Know what you are getting into before you get into it. 

a)  Research
b)  Study
c)  Properly assess it legally and calculate the cost to the best of your knowledge
d)  Prepare to change or improve your prospective on life as you learn to interact with many different people.

Stage 3 - Weight your options.  Improve your personal credit before taking on a venture.  Encourage partners to follow in the same manner.  Then, implement it.

Note:  A successful business venture requires a detail oriented person to interact with it.  This is just one of the many 'hats of responsibility' you will possess.  But remember, if you have a will to grow any business model, success will make you eminent.

Well, these are my thoughts, what say you?  Thanks for reading our blogs and part 2 of...
" Ignorance is Bliss, but not in Commerce "  - A Business Development Series From A Very Different Perspective.

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Wednesday, February 22, 2017

Promotion Ceremony of Tina H. Miller to Lieutenant Colonel

by C. Henry Adams

On Saturday, November 26th 2016, I had the opportunity to experience the promotion ceremony of Major Tina H. Miller to Lieutenant Colonel ("Lt. Col.") in the United States Army located in the City of Newnan, Georgia.

In 1988, Lt. Col Tina H. Miller graduated from Newnan High School in Newnan, Georgia.  She then enroll into Morris Brown College and by November of 1989 enlisted into the US Army as a Combat Medic and served during the Gulf War.

Later after several Conflicts, she returned to Morris Brown College to earn a Bachelor's Degree in Early
Childhood Education.  From 1989 to 2016, 27 years, she worked her way upwards from a Enlisted Soldier to become an Officer with a Master's Degree in Educational Leadership.

Today, as Lt. Col., she serves as the Deputy Secretary of the General Staff in the Command Group, United States Army Reserve Command (USARC).

Lt. Col. Tina H. Miller is a prime example of what my late Mother & Father often told me growing up.  That was, " You can achieve anything in life, if you put your mind to it."   Well, those are my thoughts, what say you?

Thanks for reading, viewing and listening to BIE MG Blogs. 

I'm C. Henry Adams your Commentator.

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Tuesday, February 14, 2017

2017 Valentine's Day: Know That You Are Loved

by C. Henry Adams

This morning, I woke up and saw that it was a new day.

Fore, it is considered Valentine's Day in the USA.

I thank God for allowing us to see, yet another day, never before as it seem.

So, when it goes away tonight,  you and I will never again experience it like we did this very moment with gleam.

But, God says show unconditional love this very day and everyday with the upmost respect for him above.

Please continue to be blessed on this special day and a blessing to others in your own way belove.

May you find peace, happiness and solace knowing you are loved.

Happy Valentine's Day.

Click below to hear the audio on SoundCloud:

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Sunday, February 12, 2017

Bid / No-Bid

Monday Morning Contracting Tips

by Dannie E. James Sr

JE Group LLC
Phone: 404-557-0027

Did you ever wonder why some companies have higher win rates than others?
You might think at first that these companies have smarter people who are better trained at proposal writing, better proposal development processes, and maybe newer tools to help them write winning proposals. That may not be the reason for their success. Success may be more to do with executive decision-making on Bid/No-Bid Decision – Making.

  • The organization has an established process for effectively evaluating the government’s solicitation, assessing risks against opportunities, and deciding whether to submit a proposal or not.
  • The bid/no-bid decision process is standardized throughout the organization and is mandatory for all opportunities.
  • The bid/no-bid decision process is well documented, and some portions may be automated.
  • The bid/no-bid decision process results in a final decision about whether to bid on the project and a formal document justifying the decision.
  • Senior organizational managements, both functional and program, are involved in providing input and approval of key bid/no-bid decisions and documents.
  • The team responsible for the bid/no-bid decision process includes representatives from Subject Matter Experts (SME) and other functional areas of the organization.
  • The bid/no-bid decision process is fully integrated with other organizational process, such as cost management, engineering and program management.
  • The bid/no-bid decision process includes an integrated assessment of risks that involves identifying analyzing, and mitigating project risks.
  • The organization uses efficiency and effectiveness metrics in systematic evaluations of the bid/no-bid decision process
  • The organization adopts lessons learned and best practices as methods for continuously improving the bid/no-bid decision.

The only way the Bid/No-Bid Decision – Making process work is that your organization must create a pipeline of opportunities. If there’s a Pipeline of opportunities, there’s time to ensure the Bid/no-bid process is implemented and executed properly. “Make the right decision to Bid or No Bid”. 

All The Best 

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Saturday, February 11, 2017

The McCrae Family Response

By C. Henry Adams

On Monday, January 30th 2017 with little fanfare and much love, I accompanied the McCrae Family and Friends alone with a Fraternal Order of Brothers and Sisters to journey from the Metro Atlanta area ( Decatur, Georgia ) and Macon, Georgia to Dougherty County, Georgia ( the City of Albany ).   

This was an effort made by John and Dot McCrae to assist victims of the South Georgia Natural Disaster that occurred on Sunday, January 22nd 2017 claiming several lives while displacing many others.

Their mission was simple; feed the victims and first responders a hot meal, give away clothing, care packages and additional food with love.

With the help of Family Members, Friends, Churches, Civic Organizations and Small Business(es) they accomplished their goal and showed great admiration with outstanding support.

If you never experienced a natural disaster up close and personal, be thankful.  Fore, the experience whether you are a survivor, first responder or volunteer is not easy to forget.

The definition of surreal is quite simple.  Fore, it is the occurrence of something that appears unreal, unusual, weird and in other words,  a state of being that is not normal.

I make reference to the term surreal to warn the readers that once you step foot into a disaster area or even a war zone of destruction, you could likely be effected by it psychologically.

Nevertheless, if the Spirit of God instructs you to give a helping to others, perhaps you ought to listen. 

Why?  Well, the life you may help save, may very well be your own.   I know that sounds a little creepy, but do not take it to mean something in a bad manner.

Why?  Being blessed and returning your blessings by helping others only makes you stronger and better.

Paying it forward for someone else, will return to you one day when you least expect it.

Well, these are my thoughts, what say you? 

Thanks for reading, viewing and listening to BIE MG Blogs. 

I'm C. Henry Adams your Commentator.

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Sunday, December 11, 2016

Is the Government meeting their overall Goals?

Monday Morning Contracting Tips

by Dannie E. James Sr
JE Group LLC
Phone: 404-557-0027

Often you will see that the Government do well meeting their Overall Goals but many agencies are not meeting the goals set within their individual agency’s goals.   

SBA utilizes the agency information reflected on the Small Business Goaling Report to prepare its annual Small Business Procurement Scorecard for the federal agencies. The annual Small Business Goaling Report is generated by taking a snap-shot of data from the Federal Procurement Data System Next Generation (FPDS-NG) on a certain date. FPDS-NG is a dynamic database, and agencies can change historical information if the details of a contract have changed. Often times DOD contracts data is delayed by 90 days to protect operations tempo.

Eligible Dollars, as stipulated in the Small Business Act, are the total value of all prime contract awards made in a fiscal year minus any awards that are covered under exclusions.

2015 Small Business, Small Disadvantage Business (8)a, Women Owned, Service Disable Veteran Owned and HUBZone Businesses are all Goal Categories listed below. Overall the government did well across the government, HUBZone goals continue to be a challenge for the government to meet.   

Government Wide - Overall Goals and Actual
Goal Category
Eligible Dollars
Actual Dollars
Goals %
Actual %
Small Business
Small Disadvantage Business
Women Owned
Service Disabled Veteran Owned
Certified HUBZone

All The Best 

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Understanding Global Systemically Important Bank Holding Companies (G-SIBs)

by C. Henry Adams

While reading a press release dated December 9th 2016 released at 12:00 pm EST - from the Board of Governors of the Federal Reserve System, whereas, it stated the following:

"The Federal Reserve Board on Friday, December 9th 2016 announced the approval of technical amendments to its rule that identifies global systemically important bank holding companies (GSIBs) and requires those firms to hold additional amounts of risk-based capital to avoid restrictions on capital distributions and discretionary bonus payments.".

We were curious to know how many  (GSIBs) Global Systemically Important Bank Holding Companies exist in the World today, so, we researched that information to gain insight.

We learned there were at least (34) thirty-four of these types of bank holding companies in the World as we know it today. 

Please see the list below:

1) Mizuho FG     320 Park Avenue, 12th Floor, New York, NY 10022, USA Tel. (1)212-209-9300.
2) Sumitomo Mitsui    277 Park Avenue, New York, NY 10172, U.S.A.. Phone. (1)212-224-4000. Facsimile. 1- (212) 593-9522
3) Mitsubishi UFJ FG    1221 Avenue of the Americas, 6th Floor, New York, NY
5) ICBC    202 Canal Street, New York City, NY 10013
6) Agricultural Bank of China     277 Park Ave, 30th Floor, New York, NY, 10172. Telephone: (1)212-888-8998.

7) China Construction Bank      1095 Avenue of the Americas, 33rd Floor New York, NY 10036
8) Dexia Group    445 Park Ave #500, New York, NY 10022

9) BNP Paribas (Bank of the West)   118 Elm St Spooner, WI 54801  (1)715-635-2161

10) Crédit Agricole    1301 Avenue of the Americas, NY 10019, New York  (1)212-261-7000

11) Banque Populaire CE   ( No address found in the USA )

12) Société Générale    1221 AVENUE OF THE AMERICAS, 10020 NEW YORK

13) Commerzbank      225 Liberty Street New York, NY 10281-1050. USA. Telephone. (1)212-266-7200.

14) Deutsche Bank    60 Wall Street. New York, NY, USA. Telephone:  (1)212-250-2500.

15) Unicredit Group   150 East 42 Street 29th and 32nd Floors New York, NY10017 Tel: (1)212-672-6000

16) ING Bank      1133 Avenue of the Americas  New York, NY 10036

17) Banco Bilbao Vizcaya Argentaria    1345 6th Ave, New York, NY 10105

18) Santander    75 State Street Boston, Massachusetts 02109 USA

19) Nordea  1211 Avenue of the Americas 23rd Floor New York, NY 10036 United States  (1)212-318-9300

20) Credit Suisse  11 Madison Avenue 24th Floor New York, NY 10010 United States  (1)212-325-2000

21) UBS      1285 Avenue of the Americas, New York, NY 10019  (1)212-713-2000

22) Royal Bank of Scotland    1285 Avenue of the Americas, New York, NY 10019   (1)212-713-2000

23) Barclays  745 Seventh AvenueNew York, NY 10019  Phone: (1)212-526-7000

24) HSBC   452 5th Avenue, New York, NY 10018 Tel: (1)212-525-5000

25) Lloyds Banking Group  1095 Avenue of the Americas New York, NY 10036 34th Floor Tel: (1)212-450-0800

26) Standard Chartered   1095 Avenue of the Americas  New York, NY 10036 USA Tel: (1)212-667-0700

Note: Out of the 34 Global Bank Holding Companies, (8) eight are United States based companies.
An Asterisk ( " * "  ) has been placed by the eight US Organizations seen below these statements.
There are (25) twenty-five Foreign-based Companies of the 34 G-SIBs ( Global Bank Holding Companies  ) observed that have address in the United States of America.

 (  We are confident the remaining bank holding companies mentioned below have address in the United States of America.  So, we did not bother to identify them in relationship to the Federal Reserve System Press Release mentioned above. )

27) Bank of America *
28) Bank of New York Mellon *
29) Citigroup *
30) Goldman Sachs *
31) JP Morgan Chase *
32) Morgan Stanley *
33) State Street *
34) Wells Fargo *

Now, before we continue, according to the National Information Center, a bank holding company is ; "A company that owns and/or controls one or more U.S. banks or one that owns, or has controlling interest in, one or more banks. A bank holding company may also own another bank holding company, which in turn owns or controls a bank; the company at the top of the ownership chain is called the top holder. The Board of Governors is responsible for regulating and supervising bank holding companies, even if the bank owned by the holding company is under the primary supervision of a different federal agency (OCC or FDIC)"

It is true that possessing knowledge is power, perhaps,  the proper way to utilize that ability to act requires common sense.  Thus, the following questions come to mind:

1)  As a US Small Business Owner or Individual, are we allowed to invest in all (34) thirty-four Global Bank Holding Companies mentioned above in some way, form or fashion?  Could this investment be in a small or large amount of funds?

2)  Do all (34) thirty-four Global Bank Holding Companies have offices in the United States of America?

3)  What Organizations out of the (34) thirty-four Global Bank Holding Companies mentioned above are regulated by the Board of Governors of the Federal Reserve System in the United States?

Well, these are our thoughts, what say you?   Thanks for reading our blogs!    1(404)348-8319

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